Begin your home loan process today!

I am dedicated to making sure your mortgage experience is top-notch.

Ricardo Pacheco

Your VA Loan Experts | Sacramento, CA

Welcome to the official site of AFC360 Mortgage Center -Team Pacheco. We are a full-service mortgage company based in Sacramento, CA. We specialize in First Time Home Buyers, VA, FHA Loans in Sacramento. We also serve the surrounding cities in Sacramento County. Whether you are buying a home or refinancing in zip code 95811, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

What makes AFC360 Mortgage Center -Team Pacheco unique is that we offer the following niche programs as well: VA loan experts - We show you how to utilize your VA loan benefit for residential purchase or refinance. 

Contact AFC360 Mortgage Center -Team Pacheco today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

Calculate your mortgage, interest rates, and more.

Explore various loan program options for fixed and adjustable rate mortgages.

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